Fernandina Beach Homes under $400,000

Welcome to Fernandina Beach, a hidden gem nestled on the northeastern coast of Florida in Nassau County. This charming city is renowned for its stunning beaches, historic downtown, and vibrant community, making it an ideal location for anyone looking to embrace the coastal lifestyle. With its picturesque landscapes and rich history, Fernandina Beach offers a unique blend of relaxation and adventure, perfect for families, retirees, or anyone seeking a serene escape.

One of the most appealing aspects of Fernandina Beach is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can discover a variety of options, from cozy beach cottages to modern townhomes, all designed to fit various lifestyles and budgets. Imagine waking up to the sound of waves crashing and enjoying your morning coffee on a sun-drenched porch, all while being just a stone's throw away from the pristine sands of Amelia Island.

In addition to its beautiful homes, Fernandina Beach boasts an array of local amenities, including delightful restaurants, boutique shops, and outdoor recreational activities. Whether you’re exploring the historic district, indulging in fresh seafood, or taking a leisurely stroll along the waterfront, this city has something for everyone.

With its welcoming community and affordable housing options, Fernandina Beach is not just a place to live; it’s a lifestyle choice that offers the perfect blend of coastal charm and modern convenience. Discover your dream home in this enchanting seaside town today!

Newest Fernandina Beach Homes under $400,000

96042 Stoney Creek Parkway Unit 903, Fernandina Beach image

96042 Stoney Creek Parkway Unit 903, Fernandina Beach $269,990

Looking to Simplify Life? This Is the Spot....No mowing, no stairs to climb, just easy, LOW MAINTENANCE LIVING all on one level. This ground-floor 2-bed/2-bath condo in t...

2 Beds
2 Baths
2166606 MLS

95222 Dwight Drive, Fernandina Beach image

95222 Dwight Drive, Fernandina Beach $250,000

SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEAC...

2 Beds
2 Baths
2166583 MLS

95182 Timberlake Drive, Fernandina Beach image

95182 Timberlake Drive, Fernandina Beach $375,000

Welcome home to this spacious 5-bedroom, 3-bath home offering 2,508 square feet of bright, open living space in desirable Fernandina Beach. The well-appointed kitchen fea...

5 Beds
3 Baths
2166182 MLS

96177 Piedmont Drive, Fernandina Beach image

96177 Piedmont Drive, Fernandina Beach $360,000

Welcome to 96177 Piedmont Dr in Fernandina Beach! This inviting corner-lot home offers comfortable living, thoughtful updates, and a convenient location. The open-concept...

3 Beds
2 Baths
2165475 MLS

716 S 12th Street, Fernandina Beach image

716 S 12th Street, Fernandina Beach $360,000

Live in the heart of Amelia Island! This charming 3-bedroom, 2-bath home offers a fresh, move-in-ready feel and an incredible opportunity to enjoy the island lifestyle. H...

3 Beds
2 Baths
2165345 MLS

95462 Orchid Blossom Trail, Fernandina Beach image

95462 Orchid Blossom Trail, Fernandina Beach $375,000

Welcome to your new home in the desirable Amelia Concourse community! This beautiful home offers a flexible and inviting floor plan designed for comfortable everyday livi...

3 Beds
2 Baths
2164218 MLS

96291 Ridgewood Circle, Fernandina Beach image

96291 Ridgewood Circle, Fernandina Beach $384,900 ▼

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home. Featuring a desirable split-bedroom floor plan with 10 foot ceilings. This home offers both functionali...

3 Beds
2 Baths
2163354 MLS

85465 Amaryllis Court, Fernandina Beach image

85465 Amaryllis Court, Fernandina Beach $369,900 ▼

This inviting one-story home sits on a quiet cul-de-sac in Fernandina Beach, with palm trees, blue shutters, and a covered front porch giving it real curb appeal. Insi...

4 Beds
2 Baths
2163165 MLS

1992 Palm Drive, Fernandina Beach $335,000 ▼

ISLAND LIVING in a QUIET, CONVENIENT LOCATION! This charming 3 Bedroom, 1 Bath home offers an incredible opportunity to enjoy the Amelia Island lifestyle while being clos...

3 Beds
1 Baths
2161913 MLS

96100 Stoney Drive, Fernandina Beach image

96100 Stoney Drive, Fernandina Beach $249,900 ▼

Welcome to this 3-bedroom, 2-bath home offering approximately 1,680 square feet of living space in the desirable Stoney Creek community of Fernandina Beach. The home feat...

3 Beds
2 Baths
2161757 MLS

95464 Woodbridge Parkway, Fernandina Beach image

95464 Woodbridge Parkway, Fernandina Beach $379,900 ▼

PRICE REDUCTION on this beautiful, move-in ready home in Fernandina Beach!!! In the Villages of Woodbridge, this charming residence is ready for you! The floor plan is op...

3 Beds
2 Baths
2161420 MLS

1601 Nectarine Street Unit I1, Fernandina Beach image

1601 Nectarine Street Unit I1, Fernandina Beach $369,900

COMPLETELY REMODELED, great location and PRICED TO SELL! Own your piece of paradise on Amelia Island in this rare first-floor, corner-unit condo located in the gated comm...