Clay County Homes under $400,000

Welcome to Clay County, Florida, a hidden gem that beautifully balances the charm of suburban living with the allure of natural landscapes. Nestled in the heart of North Florida, Clay County boasts a rich history, vibrant communities, and a plethora of outdoor activities that cater to both families and individuals alike. With its picturesque lakes, lush parks, and scenic trails, residents enjoy an active lifestyle surrounded by nature while being just a short drive from the bustling city of Jacksonville.

For those seeking to call Clay County home, you’ll be delighted to discover a variety of homes available for under $400,000. This price point opens the door to a diverse selection of properties, from charming single-family homes to modern townhouses, each offering unique features and amenities. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find options that fit your needs and budget.

Clay County’s welcoming neighborhoods, such as Fleming Island, Orange Park, and Middleburg, provide excellent schools, friendly communities, and convenient access to shopping and dining. Enjoy weekend outings at local farmers' markets, community events, and family-friendly attractions, all while enjoying the tranquility that comes with living in this beautiful area.

Investing in a home in Clay County means not just finding a place to live, but becoming part of a vibrant community that values connection, nature, and quality of life. With homes under $400,000, your dream of homeownership in this idyllic county is well within reach. Come explore the possibilities and discover your perfect slice of paradise in Clay County!

Newest Clay County Homes under $400,000

7595 Oak Forest Road, Keystone Heights image

7595 Oak Forest Road, Keystone Heights $189,900

Come see this rural jewel that has been recently updated and is move-in ready. This manufactured home features new modern interior paint and new luxury vinyl plank floori...

3 Beds
2 Baths
2168329 MLS

957 Aspen Ridge Court, Orange Park image

957 Aspen Ridge Court, Orange Park $399,900

Welcome home to this spacious 4-bedroom, 2-bathroom home featuring a bright kitchen with ample cabinetry, stainless steel appliances, and a large center island overlookin...

4 Beds
2 Baths
2168291 MLS

2418 Old Pine Trail, Fleming Island image

2418 Old Pine Trail, Fleming Island $300,000

3-bedroom, 2-bath townhome in Pine Lake at Eagle Harbor offering 1,340 square feet, a split-bedroom floorplan, 1-car garage, and fully fenced backyard. Recent updates inc...

3 Beds
2 Baths
2168277 MLS

35 Orchid Avenue, Middleburg $239,990

This 3-bedroom, 2.5-bath manufactured home offers 1,680 sq ft of living space on over 1 acre. Rehabbed in 2021 and refreshed in 2026, the home features new siding, a meta...

3 Beds
3 Baths
2168233 MLS

1676 Night Owl Trail, Middleburg $299,000

Pine Ridge: 3 bedrooms, 2 baths, open floor plan, fenced yard, 2-car garage, newer roof and $5,000 seller credit toward buyer closing costs. Located at 1676 Night Owl Tra...

3 Beds
2 Baths
2168183 MLS

2090 Sikes Road, Green Cove Springs image

2090 Sikes Road, Green Cove Springs $194,900

INVESTOR ALERT!!! GREEN COVE SPRINGS!!! This CLEAN 4/2 on 90X302 (.62 Acre) lot should offer a great opportunity for a buy-fix-sell project, an addition to a rental portf...

4 Beds
2 Baths
2168150 MLS

785 Oakleaf Plantation Parkway Unit 1614, Orange Park image

785 Oakleaf Plantation Parkway Unit 1614, Orange Park $165,000

This beautifully refreshed ground-floor condo in The Preserve at Oakleaf Plantation offers a seamless blend of style, comfort, and low-maintenance living. Inside, you are...

2 Beds
2 Baths
2168121 MLS

2727 Shady Oak Lane, Orange Park $225,000

Welcome to 2727 Shadey Oak Lane in the highly desirable Doctors Lake area of Orange Park! This beautifully maintained home offers Southern charm and modern upgrades on a ...

3 Beds
2 Baths
2168109 MLS

2696 Primrose Circle, Middleburg $285,000

A newer home. Room to spread out. And a workshop that might just steal the show. Welcome to 2696 Primrose Circle, a 2022 manufactured home offering 4 bedrooms, 2 bathr...

4 Beds
2 Baths
2168090 MLS

817 Sunny Stroll Drive, Middleburg image

817 Sunny Stroll Drive, Middleburg $395,000

Welcome to 817 Sunny Stroll in the heart of Middleburg. This beautifully maintained home offers the perfect blend of comfort, functionality, and modern living. Featuring ...

4 Beds
3 Baths
2168087 MLS

575 Oakleaf Plantation Parkway Unit 609, Orange Park image

575 Oakleaf Plantation Parkway Unit 609, Orange Park $155,000

Move in ready 2-bedroom, 2-bath second-floor condo featuring a covered patio. Roof replaced in 2024, with all appliances and the A/C regularly maintained. Washer and drye...

2 Beds
2 Baths
2168076 MLS

5792 Silver Sands Circle, Keystone Heights image

5792 Silver Sands Circle, Keystone Heights $329,990

BRAND NEW CONSTRUCTION - CALL TODAY TO LEARN ABOUT AVAILABLE BUILDER INCENTIVES!! Flight Homes presents the Heron model, featuring 3 bedrooms, and 2 bathrooms all complem...

3 Beds
2 Baths
2168073 MLS